How to Apply for The Home Depot® Consumer Credit Card

The Home Depot ® Consumer Credit Card gives cardholders access to benefits like financing promotions and longer windows for returns. Let’s look at how The Home Depot ® card works and how to apply.

About The Home Depot ® credit card

The Home Depot ® Consumer Credit Card is a store credit card, which means you can use it to pay for purchases at The Home Depot ® locations, or when shopping at The Home Depot ® online.

The card has a number of benefits. Currently, new cardholders can save up to $100 on their first qualifying purchase after getting approved for the card. Other benefits include:

Special financing for purchases of $299 or more. Subject to credit approval. Terms and conditions apply.
Access to other financing options during special promotions throughout the year.
$0 liability on unauthorized charges
Choose to pay your bill on any available due date at the beginning, middle or end of the month.

The Home Depot ® card also gives cardholders a full year to make returns. That's four times longer than the standard return window of three months (see The Home Depot ® Returns Policy for more details).

What you need to apply for The Home Depot ® credit card

If you’re looking to apply for The Home Depot ® card, you’ll need some basic information, including:

Full legal name
Email address
Phone number
Street address
Date of birth.
Annual gross income
Employment status
Social Security number
Monthly housing payment (rent or mortgage)

Filling out the application

The Home Depot ® credit card application is straightforward and user-friendly. You can apply online or fill out an application at any The Home Depot ® location.

Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi® product or service. For advice about your specific circumstances, you should consult a qualified professional.